Liability insurance is essential when you're providing pet-walking services. Once you’ve obtained the necessary insurance for your dog walking business, be sure to find out about options for bonding in your area. If you are hurt in a client's home, this would be something that would usually be covered by Worker's Compensation.Â Many business owning sitters do not have worker's comp for themselves (and some are not allowed to get it in their states to cover THEMSELVES), but must have it for their employees.Â So you will want to consider looking intoÂ a worker's comp plan for yourself to cover injuries acquired on the job.Â Or start a big savings account for emergencies! Dog Business Insurance. As far as we know, no Pet Sitter insurance covers harm to yourself, people you bring along, personal pets you bring along or your personal / business belongings.Â. Â Or the insurance may be changing while we speak. Note:Â be sure the policy includes coverage for the business owner. If you require insurance for a shorter period, please contact us to discuss your requirements. A pet business insurance policy with general liability and defense costs coverage will protect you and keep … You can try to sue a client for injuries acquired do to their negligence.Â Â For example, if the roof caves in on your head, you could probably sue for your injuries.Â The client's personal insurances may cover these situations.Â. In Canada, PROfur Pet Sitting Insurance and Canadian Pet Pro are two main insurance … I enjoy walking my dog and only need a dog walking service when life gets too busy. All of our dog walking insurance policies are annual. Professional United Pet Sitters LLC 2005. An alternative to bonding.Â Restitution is not sought by the insurance company. Without insurance, you can lose not only your business but also your personal property if you lose your case in court. It’s very difficult to find information about the insurance Wag and Rover provide. Coverage excludes: farm animals, exotic animals, and animals prohibited as household pets by law. Business Insurers of the Carolinas, PSI’s Preferred Provider for liability insurance and bonding for professional pet sitters and dog walkers in the U.S., advises professional pet-care providers to be alert when walking … Dog Walking Business Insurance. We do not have additional information about their coverage at this time. Our plan covers our members, spouse and up to 5 employees at no additional cost. Yes , dog walkers and overnights are covered ! In the City of Toronto, for example, dog walkers need to obtain a $250 commercial dog walker permit in order to walk more than three dogs at a time (with a maximum of six), all of which … You also risk losing your homeowners or renters insurance coverage if your agent discovers that you're running a business (even home-based business) without adequate insurance. Â It may be right, or it may be inaccurate. Get A Quote From Veracity’s Pet Care Insurance Division You can find a basic dog walking … The following companies are known to provide quality pet sitting insurance to individual pet sitters as well as professional pet sitting businesses.Â Contact the companies directly for more details.Â. Dog Walking Insurance. Pets are stolen, lost, injured, and even killed every day. Who Needs Pet Sitting Insurance? The cost of NARPS … Any … Note: most policies only cover animals NOT used by the client for profit or business. Without needed liability coverage, sitters are taking a huge risk. You are also likely to need public liability insurance no matter if dog walking is your sole business activity or if you other businesses. The vast majority of regular health insurance providers do NOT cover injuries acquired while on the job. Without needed liability coverage, sitters are taking a huge risk. Different … There are no hidden fees involved. Without insurance, you can lose not only your business but also your personal property if you lose your case in court. Printable Version:Â Â Updated Oct 20,2013, Professional United Pet Sitters LLC Â is NOT affiliated with any pet sitter and dog walker liability insurance companies, including the ones listed below.Â, Professional United Pet Sitters LLC does NOT offer or endorse ANY Pet Sitter insurance, business insurance, health insurance, or bonding.Â. If your dog somehow gets out and makes a mad dash into traffic and gets hurt, your covered. Without needed liability coverage, sitters are taking a huge risk. Dog walkers insurance from Petplan Sanctuary offers a range of cover if your business involves walking other people's pets. For example if you are walking with a group of dogs and one of the dogs decides to “go rogue” and causes an injury to another person or dog … Almost every responsible dog walker and pet … Unfortunately that can happen unexpectedly. In those moments, I’ve become reliant on Wag! Click here to return to the PUPS Pet Sitter Insurance Comparison summary page. Bonding generally applies only when subject is convicted of theft in criminal court or proven guilty of a crime.Â Restitution may be sought by the insurance company. We are not personally or professionally affiliated with any insurance listed below.Â Â www.PetSits.Com. Monthly pay option also available for 3% service fee. Negligence Required If you love dogs, a dog walking business can be a fulfilling endeavor that you can use to augment your existing income or to have a … Exception:Â Currently all four insurers listed above do include vet coverage for non-negligent situations as listed in the chart.Â This means you can take an ill pet to the vet and trust that you will get reimbursed no matter the circumstances.Considering a Claim The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. Insurance for dog walking protects professional walkers from liability claims such as third-party bodily harm, property damage, personal injury or environmental damage. As animals can be unpredictable in nature, you can never guarantee that an accident won’t happen to you, another person or another dog … Do I need my own dog walking insurance if I work with Wag and Rover? Injuries to yourself acquired from a pet in your care, under a pet sitting contract, may be entirely your responsibility.Â Some states regulate that once you agree to take control of the pet by caring for it, you are entirely responsible for injuries caused by the pet to others or yourself.Â Your Pet Sitter insurance will cover injuries to others (up to the limit), but not to your own person.Â Other states have different standards, so you could try to sue the owner and hope for the best.Â Â This is just for information purposes only, and we can not and do not guarantee the accuracy in any way at any time. Dog Walking Insurance and Bonding. $2,000,000 Commercial General Liability, including in client's home. When nature calls, our dog walkers are here to answer You can't always predict a crazy day at work, but you can anticipate your dog's needs. Our Canadian Pet Sitters and Dog Walkers Insurance Plan has been tailored specifically with the needs of you sitters and walkers in mind. Dog Walking Insurance Policy Information. Pet Sitting Insurance Canada Comparison Chart, Dog Walking and Pet Sitter Liability by Professional United Pet Sitters LLC The following companies are known to provide quality pet sitting insurance … Depending upon the way you have structured your business, you may offer any of the following: Dog walking As a side note, if a client pet (or any wild animal for that matter) bites you and you report it to a doctor, by law most if not all have to report it to the state.Â Police will likely come to take information, and may take the dog/cat, no matter what the circumstances.Â Vicious and dangerous hearings may result.Â So obviously, don't lie and tell a doctor your own pet bit you to hide the truth! Bonding You … The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. With a proliferation of dogs in parks, mishaps can happen, especially when we want to give our furry companions free rein in an off leash area. Pet sitters work with a number of business models today, which means the specific risks that concern you and those who hire you for pet sitting will be unique to your pet sitting business. Another side note - if you get bit and need a stitch or 2 and some antibiotics, it will cost lots - a lot more than you expect if you are used to having health insurance.Â So just step back and rethink twice if you are a little nervous about any animal.Â It's certainly not worth the cost! If you provide pet sitter insurance, including care/custody/control, and would like to be listed, please send us an email. Professional United Pet Sitters is a community of over 11,000 experienced professional pet sitting businesses, new pet sitting businesses, & members interested in starting their own pet sitting service. More importantly, being insured and bonded will actually help you to better market your business. Professional United Pet Sitters LLC, PetSits.Com, Happy At Home Pet Sitters, and the owners are not liable for errors in or related to information presented here.Â Â Please contact the companies directly for more current information.Â The information listed is the limited understanding we have based on the info weâve received. Pet Sitting Insurance Canada Comparison Chart, Dog Walking and Pet Sitter Liability, Covers the client in case a sitter steals from the, Note:Â be sure the policy includes coverage for the. General Liability protects pet sitters and dog walkers against third party claims (the key is a third party — someone besides you) caused by you or your staff member's negligence. COMPLETE COVERAGE YOU CANNOT AFFORD TO BE WITHOUT. Whether you exercise dogs on or off a lead we can tailor cover to best meet your … Pet sitter insurance companies are listed below for your convenience only.Â No pet sitter insurance is included with membership to PUPS. Not only is dog-walking insurance available, it should be a must-have for any dog walker. Joining NARPS entitles members to discounted prices on dog walking insurance from Pet Business Insurance, reducing the cost of insurance by approximately 50%. It administers a comprehensive insurance … Whether you run a dog walking business, a pet sitter, a doggie daycare or a kennel, KennelPro understands that comprehensive insurance coverage is key. Book and pay securely. It's a risk that you don't need to take. With this plan you can advertise your business as "*fully bonded and insured". Fidelity bonding is added to the basic plan. We take pride in fostering an online environment of collaboration, professionalism & support through a forum with a wealth of pet sitting topics and discussions as well as a vast library of pet sitting & dog walking resources that include business start up guides, pet sitting contracts & forms, analysis tools, guides & more. Horizon Insurance offers dog walking insurance to members of All Canadian Pet Services Network (ACPSN) located at http://www.acpsn.com/. The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. Includes $20,000 third party dishonesty bond. Binks insurance for Canadian members Binks is proud to be the exclusive insurance broker of bonding and liability coverage for PSI's Canadian members. Our Canadian Pet Sitters and Dog Walkers Insurance Plan has been tailored specifically with the needs of you sitters and walkers in mind. Dog walking insurance covers the client and their pet’s while in the care of a dog walker. Consider placing a claim even if you think you are not covered.Â Adjusters have the job of finding out what your coverage really is, so it can't hurt to file a claim (unless you are filing many and are about to get dropped). The cost of membership to ACPSN is $70 CDN. 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